Archive for the ‘Level 3 processing’ Category

Level 3 Merchant Processing

Friday, August 21st, 2015

Businesses accepting commercial and or government transactions can take advantage of lower interchange rates by passing level 3 line item detail.

Level 3 processing is a more sophisticated way of accepting commercial and government cards and include additional  enhanced transaction detail like you would find on an invoice.

A commercial transaction passed with level 3 line item detail vs. without it can be as high as 1.50%.  This is before processors add a markup.  If your looking for a way to reduce your transaction cost, consult with a level 3 merchant provider like Revolution Payments.

Revolution Payments is leading advocate and level 3 payments expert.  We have made qualifying for level 3 very easy and in fact can help you qualify for the level 3 reduced interchange rates without you lifting a finger.  Give us at 888 790 3450 or info@ to learn more.

To receive a No Obligation Level 3 processing audit fax your last months statement to 877 901 3181.


– T&E Merchants are ineligible to receive this rate.
– Transaction must be settled within 2 days of purchase date.
– Transaction may be swiped or keyed. Electronic auth required.
– Level II Data required.
Level III Data (line item detail) required.

1.75% + 0.10, This varies based on transaction size, type of card, rewards, fleet, etc.  Call for details.

Commercial Data Rate III Not Eligible: Travel and Entertainment – Restaurants (MCC 5812), Hotels (MCC 3501-3999, 7011), Car Rentals (MCC 3351-3500, 7512, 7513, 7519), and Passenger Transport (MCC 3000-3299, 4511, 4112)



– Applies to all Purchasing and Corporate cards.
– Applies to all non-T&E MCC.
– CPS Qualification and Level III (line item detail) Data required.

Visa Business Cards Do Not qualify for Level 3 interchange.

1.85% + .10 cents.


Visa/MasterCard Large Ticket Interchange Program

Monday, August 17th, 2015

Visa/MasterCard Large Ticket Interchange Program.

Do you accept large transactions from your clients? If so Visa and MasterCard’s Large ticket interchange program will significantly lower your transaction cost. Well, it should.  Its important you work with an experienced B2B sales professional to ensure your account is set up properly and you receive 100% of benefits.


Purchasing Card Large Ticket 

• Must be registered with Visa and have a valid MVV • CPS Qualification • Non-T&E Merchant • Settlement within 7 days of transaction • Must have appropriate MVV value • Purchasing Card Level II: sales tax1 and customer code • Purchasing Card Level III: Level III2 data includes Level II data and line item detail

GSA Large Ticket 1.20% + $39.00

 Visa Purchasing Large Ticket 1.45% + $35.00



MasterCard Level II Large Ticket

• Applicable Electronic Authorization Data must be included and match Settlement Data • Magnetic card swipe must be passed in the authorization request for Fleet at fuel locations • Settlement within 1 day of transaction • 25% Authorization to transaction tolerance amount • Bars, Fast Food, E-Commerce and Automated Fuel Dispensers are exempt from the transaction amount tolerance • Level II3 Corporate Card Data (All Commercial Cards except, Fleet Cards at fuel locations) (Customer Code not required for Business or Corporate Cards) • Level III4 Purchasing Card Data • Level III4 data is required for fleet, non-fuel purchases • Card Acceptor Type and Tax ID required for Fleet Cards at fuel locations

1.20% + 40.00

You can see the savings is quite significant over, even Level 3 interchange rates.
If you have any questions regarding Level-3 processing or process high ticket transactions and would like  to learn more about the High Ticket Interchange Program

give us a call at 888 790 3450 or info@ or

fax your last months statement to 877 901 3181 for a No obligation confidential commercial card audit.


MasterCard Commercial Payments Account

Sunday, July 26th, 2015

MasterCard Commercial Payments Account:
April 11, 2014, MasterCard launched  a new virtual card product.

MasterCard Commercial Payments Account, is as an alternative payment solution to checks for business-to-business payments. Since the account number is associated with a virtual card product, all transactions will be card-not-present. There will be no physical plastic card and cardholders will not have PIN capabilities. MasterCard will also introduce a new MasterCard Commercial Payments Account interchange program that will have six tiers as depicted in the table below to support interchange based on different transaction amounts. Merchants will experience a shift in interchange as a result of this new virtual card product.

Tier Amount Rate
1 Less than $7,255.00 Large Market Applies
2 USD $7,255.00 – $25,000.00 1.20%
3 USD $25,000.01 – $100,000.00 1.00%
4 USD $100,000.01 – $500,000.00 0.90%
5 USD $500,000.01 – $1,000,000.00 0.80%
6 USD $1,000,000.01 and greater 0.70%

If your company is selling to other businesses or the government you require something different than a standard merchant account. Consulting with a B2B and Level-3 payment consultant can significantly impact your bottom line, not only with reduced expenses but value enhancing technology most businesses never take advantage of because their merchant service provide never took the time to explain and most likely did not understand himself.

Questions?  Give us a call at 888 790 3450 or email info@ Our Level 3 payment experts are standing by and happy to assist.