Level 2 & 3 Data & Business & Corporate Credit Card Processing
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Does your company typically deal with business, corporate or government GSA purchasing cards (known as p-cards or purchase cards)? If so, you can benefit from lower credit card processing fees for Visa & MasterCard transactions by submitting Level 2 or Level 3 data (Level II / Level III).
Level 2 Data Credit Card Processing (level II)
To have your transactions qualify for level 2 pricing, you must use a certified product that collects and submits the data properly to Visa/MC.
Required Data to Qualify for Level 2:
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- Standard Info – credit card number & exp, billing address, zip code & invoice number.
- Customer Code – no longer required, but encouraged if they have it.
- Sales Tax – an amount must be submitted separately from the total transaction amount.
Products Supporting Level 2 Data
- Revolution Payment Systems provides both terminal and software solutions to support level 2 processing
Level 3 Data Credit Card Processing (level III)
To have your transactions qualify for level 3 pricing, you must use a certified product that collects and submits the data properly to Visa/MC.
Required Data to Qualify for Level 3:
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- Standard Info – credit card number & exp, billing address, zip code & invoice number.
- Customer Code – no longer required, but encouraged if they have it.
- Sales Tax – an amount must be submitted separately from the total transaction amount.
- Freight Amount – If unavailable, enter $0.00
- Duty Amount – If unavailable, enter $0.00
- Line Item Details:
- Product / Service ID (item ID)
- Product / Service Description
- Quantity
- Item Amount (like $100)
- Unit of Measure
Products Supporting Level 3 Data
Find a Payment Product or Service that’s right for you.
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EC-Zone lets anyone with a Web browser process credit card payments. It can be used by any number of employees, in any number of locations, so long as they have an Internet connection. You can be up and running on EC-Zone in days. Learn More |
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EC-Linx is an SSL interface designed for merchants or software developers implementing Web commerce applications or back-office payment integrations. EC-Linx delivers secure host-to-host, real-time credit card processing. Learn More |
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EC-Batch provides merchants with a secure and automated host-to-host file-based payment processing solution. This interface offers an alternative to companies who prefer to use batch files. Learn More |
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CardVault is a secure card data storage service that lets businesses accept and process card payments while simultaneously removing the risk of storing card information on internal systems. CardVault leverages the expertise of 3Delta Systems and stores customer data at 3DSI’s secure, PCI-compliant data centers. Learn More |
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EC-Pay is an electronic payment system that lets Buyers automate electronic payments to Sellers (merchants) and use the credit card processing networks to disburse funds directly to the Seller’s bank. Learn More |
CUSTOM SOLUTIONS
Merchants that have more complex requirements such as higher volumes of transactions, large numbers of Merchant IDs, legacy data systems, custom files for cash application or reconciliation, unique data requirements or other custom support needs often require custom solutions to meet their unique business need.
The pricing program we are offering is Interchange Plus. You will receive the actual Interchange cost listed below plus a set markup for our services and the liability we assume for giving you the unsecured merchant account. The transaction fee you will incur includes our processor’s cost.
Visa Interchange Rates & Qualification Chart |
Interchange |
Business Card Corporate Card |
Corporate Purchasing |
GSA Purchasing |
Level 3 |
Not Eligible |
– Level 2 & 3 Submitted – Sales tax may = 0 – 24 Hr Settlement |
Not Eligible |
Level 2 |
– Corporate cards only – Sales tax > 0 – Level 2 Submitted – 24 Hr Settlement |
Not Eligible |
Not Eligible |
Level 2 |
– Business cards only – Sales tax > 0 – Level 2 Submitted – 24 Hr Settlement |
– Corporate purchasing cards only – Sales tax > 0 – Level 2 Submitted – 24 Hr Settlement |
– Sales tax > 0 – Level 2 Submitted – 24 Hr Settlement |
GSA Large Ticket |
Not Eligible |
Not Eligible |
– BIN Range: 471600-471699; 448600-448699 – Transaction Amt between $5,000 – $11,666.67 – Sales tax may = 0 – Level 2 & 3 Submitted – 24 Hr Settlement |
GSA Large Ticket |
Not Eligible |
Not Eligible |
– BIN Range: 471600-471699; 448600-448699 – Transaction > $11,666.67 – Sales tax may = 0 – Level 2 & 3 Submitted – 24 Hr Settlement |
Commercial Card Elect. |
Next Best Rate |
Next Best Rate |
Next Best Rate |
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MC Interchange Rates & Qualification Chart |
Interchange |
Business Card Corporate Card |
Corporate Purchasing |
Level 3 |
– Sales tax may = 0 – 24 Hr Settlement – Level 3 Submitted: Product Code Item Description Item Quantity Item Unit of Measure Extended Item Amount Debit or Credit Indicator |
– Sales tax may = 0 – 24 Hr Settlement – Level 3 Submitted: Product Code Item Description Item Quantity Item Unit of Measure Extended Item Amount Debit or Credit Indicator |
Level 2 |
– Sales tax may = 0 – Business or corporate cards – 24 Hr Settlement |
– Sales tax may = 0 – Purchasing cards – 24 Hr Settlement |
Large Ticket |
– Sales tax may = 0 – Business or corporate cards – 24 Hr Settlement |
– Sales tax may = 0 – Purchasing cards – 24 Hr Settlement |
Face-to-Face |
– Card swiped – Sales tax may = 0 – Business or corporate cards – 24 Hr Settlement |
– Card swiped – Sales tax may = 0 – Purchasing cards – 24 Hr Settlement |
Data Rate I |
Next Best Rate |
Next Best Rate |
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