Revolutionize Your B2B Credit Card Processing: Optimize Costs, Maximize Savings
At Revolution Payments, we specialize in helping businesses reduce B2B credit card processing costs through interchange optimization, automated enhanced data processing, and competitive merchant account pricing.
Whether you're accepting commercial credit cards, purchasing cards, fleet cards, or government purchasing cards, our focus goes beyond simply offering a lower processing rate. We help ensure your transactions are qualifying at the appropriate interchange rates so you're not paying unnecessary fees.
Commercial Card Expertise:
We understand the unique requirements of B2B and government payment processing. Our merchant account solutions support commercial, corporate, purchasing, fleet, and GSA SmartPay government cards. Whether you're a distributor, manufacturer, wholesaler, government contractor, or another business accepting commercial payments, having the right processing technology can make a significant difference in your overall costs.
Navigating Interchange Rates:
Most businesses focus on negotiating a lower rate with their credit card processor. But what many don't realize is that interchange can account for as much as 80% to 90% of their total processing costs, depending on the types of cards they accept. Visa and Mastercard establish interchange rates, and those rates vary based on the card type, transaction information, and how the payment qualifies. At Revolution Payments, we look beyond the processor's markup to identify unnecessary interchange costs, transaction downgrades, and opportunities to help businesses qualify for lower interchange rates.
Exclusive B2B Merchant Account Benefits:
Having a competitive processor rate doesn't necessarily mean your business is paying the lowest interchange rates available. Mastercard continues to offer Level 2 and Level 3 interchange programs for eligible commercial cards, while Visa has introduced updated enhanced data requirements through its Commercial Enhanced Data Program (CEDP). With the right processing technology and accurate transaction data, eligible commercial payments can qualify for lower interchange rates. Our automated solutions help submit the necessary information in the background, reducing manual work while helping businesses avoid unnecessary processing costs.
Detailed Interchange Rate Breakdown:
Explore our B2B Interchange Rates to better understand how commercial card transactions qualify and where potential savings may exist. Visa and Mastercard have different interchange requirements, and recent changes to Visa's commercial card programs make it especially important to ensure transactions are qualifying correctly. Rather than relying on outdated rate comparisons, Revolution Payments examines your actual processing data to identify unnecessary downgrades, missed Level 2, Level 3, and Product 3 qualification opportunities, and interchange costs that may be avoided.
Automated Level 2, Level 3, and Product 3 Processing
Our automated enhanced data processing technology helps eligible commercial card transactions qualify at the appropriate interchange rates without requiring employees to manually enter additional information. Mastercard Level 2 and Level 3 programs and Visa's Product 3 qualification requirements involve different types of transaction data. By automatically submitting the appropriate information, we help businesses improve interchange qualification, reduce unnecessary downgrades, and simplify their payment processing operations.
Consultative Approach:
We take a consultative approach to B2B credit card processing because every business has a different card mix, transaction volume, and payment environment. Our team examines how your transactions are actually qualifying, identifies unnecessary interchange costs, and recommends solutions based on your specific processing needs. And just because a processor or gateway claims to support Level 3 doesn't necessarily mean your transactions are qualifying at those rates. That's why we focus on the actual interchange data rather than simply relying on what a payment system says it supports.
Benefit from next-day funding, Large Ticket interchange programs, automated Mastercard Level 2 and Level 3 processing, and enhanced commercial data processing for eligible Visa transactions. We also offer payment gateways, virtual terminals, email and text invoicing, ACH payments, and supported accounting and ERP integrations. Combined with dedicated account management and transparent interchange-plus pricing, our solutions are designed to reduce unnecessary processing costs while making it easier for your business to accept commercial payments.
No Hidden Fees, Just Savings:
At Revolution Payments, we believe in transparent pricing and long-term relationships, not locking businesses into restrictive contracts. Our merchant accounts offer competitive interchange-plus pricing, no early cancellation fees, and dedicated support. We also help ensure eligible transaction credits and refunds are processed appropriately, so your business isn't paying unnecessary fees.
Are You Paying More Than Necessary in B2B Credit Card Processing Fees?
Has anyone recently looked at the interchange side of your processing statement to see how your transactions are actually qualifying? If not, we'd be happy to take a look. Revolution Payments offers a no-obligation interchange audit to identify unnecessary downgrades, missed qualification opportunities, and potential savings. If everything looks good, we'll tell you. If there are opportunities to reduce costs, we'll show you where they're coming from.
Contact us at 888-790-3450 to request your interchange audit.
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