Interchange Downgrades
Interchange Downgrades — How EIRF and Standard Fees Drain Profits If you’re seeing terms like “EIRF” or “Standard” on your credit card processing statement, those aren’t card types — they’re...
Are You Overpaying to Accept Large-Ticket Credit Card Transactions?
Large-Ticket Credit Card Transactions: Are You Overpaying? Many businesses are unknowingly overpaying on Large-Ticket Credit Card Transactions—especially when those payments involve commercial, fleet, or government cards. What most don’t realize...
B2B Credit Card Processing Fees: 80% Aren’t What You Think
B2B credit card processing fees aren’t what most businesses think. Companies assume the processor’s rate is the primary driver of fees — but that’s only a small part of the...
How Virtual Cards Reduce DSO and Accelerate Cash Flow
For many B2B businesses, the way you get paid can have just as much impact on your financial health as how much you get paid. In today’s economy. That’s why...
Visa Commercial Enhanced Data Program (CEDP) Fees.
Visa CEDP: Lower Interchange Fees with Accurate Data Launched in 2025, the Visa Commercial Enhanced Data Program CEDP rewards merchants who send enhanced transaction details—also known as Level 2 and...
Understanding Virtual Payment Cards: A Modern Upgrade for AP Teams
Virtual payment cards, also known as "vCards," are unique, randomly generated credit card numbers designed for secure, efficient, and flexible payments. They can be used wherever traditional credit cards are...
Accepting Government Credit Cards
Accepting government credit cards are an essential method of payment for many businesses that work with federal, state, and local government agencies. While any payment processor can technically set up...
Card Processing Fees for Government Contractors
With the many challenges facing contractors today, card processing fees for government contractors are often overlooked. Many contractors unknowingly overpay due to bank processors that are ill-equipped to handle Business-to-Business...
Government Contracts and Pcards: Unlock Hidden Savings
Government Contracts and Pcards: Unlock Hidden Savings is not just a catchy phrase—it’s a proven strategy. Nearly 15 years ago, Visa and MasterCard introduced special interchange rates designed to encourage...
Level 3 Processing in QuickBooks
If your business accepts commercial, government, corporate, or purchasing cards, you could be paying up to 1.5% more per transaction than necessary. Maximize savings with Level 3 processing in QuickBooks...
The Level 3 Processing Benefits for B2B and Government Payments
What Is Level 3 Credit Card Processing? The level 3 processing benefits for B2B and government payments can lower the interchange costs of accepting certain cards by up to 40%....
Level 3 Processing : Unlock Savings on B2B and Government Transactions
If your business accepts B2B or government credit card payments and you’re not using Level 3 processing, you could be missing out on significant savings. Many businesses don’t realize that...