Level 3 credit card processing

Level 3 credit card processing.

We’ve put out a lot of information over the years, not only on the importance of level 3 processing if you accept credit cards from businesses or government, but also our streamlined level 3 payment solutions that help B2B & B2G merchants add roughly 1.5% to their profit margins on existing sales volume w/o even changing their rate.


Before you disregard this information, I’d like to remind you that the service we are providing has very little to do with the rate your processor is charging you.


This is strictly about our technology and the interchange portion of the fees you pay to accept credit cards, And how our solution effectively adds roughly 1.5% “new interchange” revenue to your profit margins, on every commercial/business card you accept w/o changing your processors rate.


You probably already know that Interchange accounts for the largest portion of credit card processing expense and it’s paid to card-issuing banks. Believe it or not, your processor and the card brands (Visa, MasterCard, and Discover) don’t see any revenue from interchange.


Interchange fees can often amount to 75% of more of a businesses total processing expense

What most processors fail to mention or may not be  aware of is, business-to-business and government purchases, the interchange fees fall into one of 3 processing categories — Level 1, Level 2, and Level 3 – with 1 being the highest rates and 3 being the lowest.


Visa & MasterCard apply higher (interchange) rates whenever commercial and business cards are accepted w/o providing level 3 detail. These interchange rates vary from .80%-1.5% and are applied before your processor adds their rate.


What Revolution Payments offers is a proprietary payment solution that works like this. For all transactions, regardless of the processing method, our system identifies qualifying transactions and automatically populates and updates transactions to clear at level 2 or level 3 interchange rates.


This adds up to 1.5% to your profit margins, on your existing sales volumes and prevents you from having to manually enter the 7-13 additional fields otherwise required to be eligible for level 2 & level 3 interchange rates.

Businesses that work with Revolution Payments, typically lower their rate on average by 1.0% to 1.5% on B2B, Commercial and Government transactions.

With companies seeing as high as $3,000-$17,000 per month in savings (references upon request)  thousands of dollars that stay out of the bank’s vaults and go directly to boosting your bottom line!


How much can you save?  Give us a call at 888 790 3450 or take advantage of our no obligation level 3 rate quote.

No obligation, just good information that will empower your business!

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