Level 3 credit card processing for GSA Smartpay cards

Level 3 credit card processing for GSA Smartpay cards 

GSA Vendors Why pay 2.65% vs 1.85% to process a Government P-card?

The Choice is yours!

With the many challenges facing contractors today, it’s no wonder so many are relying on their banks or existing credit card processors  to set them up to accept Government P-cards.

It’s regrettable that many in the contracting industry are unaware of the advantages available for accepting these cards correctly

To support acceptance of corporate & Government P-cards, MasterCard & Visa have reduced interchange rates associated with these cards if  Level-3 processing data is included in the credit card transaction.

By providing Level 3 data, a government contractor can substantially reduce their credit card processing fees – sometimes by up to 40%.

This savings is available for any size ticket, HOWEVER savings can be further increased for contractors by enrolling in the special GSA Smartpay “Large Ticket” program.  This qualifies your  transactions of $5,984.61 and above at 1.2%

Statics show us that at least 3 out of 5 GSA schedule vendors have not been set up to accept Purchase cards correctly.

Most have been set up to accept standard consumer credit cards vs commercial and purchase cards. This is unknowingly cutting into a vendors profit margin, on average by 1%-1.5%

One reason this is often overlooked is that Level credit card 3 processing reclassifies a portion of the interchange fees businesses pay to accept credit cards, that is not related to the rates processors charge. Interchange goes back to the bank that issued the credit card and amounts to 75%-90% of a businesses total expense for accepting credit cards.

Credit card processors receive no incentive for offering you level 3 processing, nor are they required to make sure contractors are properly set up to accept credit cards in the most efficient and economical matter.  Revolution Payments developed technology to help contractors meet the requirements for qualifying for the reduced Visa & MasterCard processing rates.


This new revenue adds 1%-1.5% to your bottom line without having to increase your sales volume.


Even if your processor has the best intentions and honestly trying to do a good job for you, their inexperience when it comes to setting your account properly to accept Government P-Cards may be driving your costs up

See how much YOUR BUSINESS can save each month

 Take advantage of our no obligation review and analysis.   Click the Free Rate Quote tab at the top for your confidential analysis and rate review.  Level 3 credit card processing for GSA Smartpay cards

Questions?  Give us a call at 888-790-3450


Revolution Payments: A leading advocate and Level 3 credit card processor for government contractors and suppliers

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