Level 3 merchant account

Card Knowledge – Level 3 Purchase Card Data

“Level-1” card data is typically associated with consumer transactions and provides limited purchase data back to the cardholder.

Level-2” data adds more information to benefit the corporate/government/industrial buyer, but the number of fields is limited because of the restricted data capture capabilities provided by most hardware-based POS terminals.

“Level-3” (also known as Level III) line item detail, which is equivalent to the information found on an itemized invoice, requires greater system capability

Comparative Example*

Data Type

Level-1 Level-2 Level-3
Merchant Name
Transaction Amount (Total)
Tax Amount
Customer Code (30 Char)
Merchant Postal Code
Tax Identification
Merchant Minority Code
Merchant State Code
Ship from Postal Code
Destination Postal Code
Invoice Number
Order Number
Item Product Code
Item Commodity Code
Item Description
Item Quantity
Item Unit of Measure
Item Extended Amount
Freight Amount
Duty Amount

(*)This table is provided only for illustrative purposes and should not be construed as a listing of all the possible fields associated with each data level or that every processor will support all the possible data elements.


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