Revolution Payments offers Salesforce credit card processing with Level 3 optimization — designed specifically for B2B and government merchants who need more than a payment button inside Salesforce. The integration processes credit card and ACH payments while automatically submitting the enhanced transaction data required to qualify for lower interchange rates on eligible commercial and government card transactions — with no manual entry required.
Why Salesforce Payment Processing Costs More Than It Should for B2B
Businesses accepting corporate, commercial, fleet, or government cards inside Salesforce may be paying more in interchange than necessary on eligible transactions — simply because the right enhanced data is not being submitted automatically with each payment.
Interchange — the fee paid to the card-issuing bank on every transaction — typically represents the majority of total credit card processing costs. For commercial card transactions, the interchange rate depends heavily on whether the right Level 3 line-item data is submitted with each payment. Without it, those transactions default to a significantly higher interchange category. With it, the cost can be reduced substantially on eligible transactions.
Two businesses can use Salesforce credit card processing at the same processor rate and pay dramatically different effective costs — simply because one account submits Level 3 data automatically on eligible commercial card transactions and the other does not. The payment processes correctly either way. The difference shows up entirely in the interchange cost.
“The savings from Level 3 interchange optimization come before the processor’s markup is ever applied — which is why they cannot be recovered by negotiating a better rate alone.”
Salesforce Credit Card Processing Key Features
Salesforce-Native Integration
Process payments directly inside Salesforce — no separate system, no manual reconciliation, no workflow disruption.
Automated Level 3 Data Submission
Required line-item data fields are captured and submitted automatically on eligible commercial card transactions — no manual entry required.
Credit Card & ACH Processing
Accept all major credit and debit cards alongside ACH payments — giving commercial customers flexible payment options inside Salesforce.
One-Time & Recurring Billing
Support for both one-time payments and recurring billing — including payment request invoicing directly inside Salesforce.
Salesforce Communities & Experience Cloud
Accept payments through Salesforce Communities and Experience Cloud — giving customers a seamless payment experience within the Salesforce environment.
Interchange-Plus Pricing
Transparent pass-through pricing that shows exactly what interchange costs and what the processor markup is — making every dollar of Level 3 optimization visible on the statement.
Benefits of Salesforce Credit Card Processing With Level 3 Optimization
- Lower interchange fees — eligible commercial and government card transactions qualify for reduced interchange rates when Level 3 data is submitted correctly
- No manual data entry — Level 3 data fields populate and submit automatically on every eligible transaction
- Improved cash flow — reduced interchange costs improve margins without changing pricing or workflows
- Reduced error risk — automated data submission eliminates manual entry errors that cause interchange downgrades
- Seamless Salesforce integration — works within existing Salesforce workflows from day one with no disruption
- Downgrade monitoring — active monitoring of STND and EIRF charges to identify and address interchange qualification issues
What Is Level 3 Credit Card Processing — and Why Does It Matter in Salesforce?
Level 3 credit card processing — now operating under Visa’s Commercial Enhanced Data Program (CEDP), also called Product 3 — refers to the submission of detailed line-item transaction data with each eligible commercial card payment. This data includes purchase order number, item description, quantity, unit of measure, unit cost, tax amount, freight amount, and postal codes.
When this data is submitted correctly on each eligible transaction, Visa and Mastercard qualify the transaction at a lower interchange category — reducing costs substantially on eligible commercial and government card payments. The Revolution Payments Salesforce credit card processing integration submits this data automatically on every eligible transaction — with no workflow disruption and no manual entry required from the merchant’s team.
For businesses currently processing commercial or government cards through Salesforce and unsure whether transactions are qualifying at the Level 3 interchange rate — a no-cost statement review will show exactly what interchange categories transactions are clearing at and whether there is a gap between what is being paid and what the correctly configured setup would cost.
Getting Started With Credit Card Processing in Salesforce.
Getting set up with the Revolution Payments Salesforce credit card processing integration starts with a review of the current setup — understanding transaction types, card mix, volume, and whether commercial card transactions are currently qualifying for Level 3 interchange rates. From there the integration is configured within Salesforce, Level 3 data submission is verified, and the account is tested before going live.
For businesses currently processing through another Salesforce credit card processing integration and looking to reduce interchange costs — send a recent processing statement for a no-cost review. If transactions are already qualifying correctly, that will be the first thing communicated. If they are not, the review will show exactly where the additional cost is coming from.
Using Salesforce for B2B Billing?
Find out whether Salesforce credit card processing is configured correctly for Level 3 interchange optimization — and whether eligible commercial card transactions are qualifying at the lowest available rate.
Call 888-790-3450 — Free Statement ReviewNo obligation · No long-term agreements · Revolution Payments