NetSuite Credit Card Processing | Level III Interchange Savings

NetSuite Credit Card Processing

Revolution Payments’ NetSuite credit card processing solution helps B2B and government contractors reduce interchange fees by up to 43% and streamline payment operations. Our Level III integration works behind the scenes to automatically attach enhanced data to eligible transactions—ensuring you qualify for the lowest possible rates with no manual entry required.


Why Level III Matters in NetSuite Credit Card Processing

Up to 80% of your processing fees are determined before your processor ever touches the transaction. If Level II or Level III data isn’t submitted correctly, Visa and Mastercard apply higher interchange rates—especially on commercial, fleet, and government card payments. Our solution solves this silently and automatically within NetSuite.


Key Features of Revolution Payments’ NetSuite Integration

  • Automatically detects Level II and Level III eligible transactions

  • Auto-populates required data to qualify for the lowest interchange rates

  • Marks invoices as “PAID” when transactions are approved

  • Secure card storage on a PCI-compliant, off-site server

  • Automatically posts payments to Accounts Receivable and General Ledger

  • Fully compatible with all current versions of NetSuite


Accepted NetSuite Workflows

  • Customer Deposits

  • Customer Payments

  • Credit Memos

  • Customer Refunds

  • Cash Sales and Refunds

  • Sales Orders


Lower Interchange Fees Without Changing Processors

Our NetSuite credit card processing module reduces fees on commercial, purchase, fleet, and business cards by 30% to 43%. It automatically detects eligible transactions and fills in the fields needed to qualify for Visa and Mastercard’s lowest B2B rates. There’s no change to your current workflow, no disruption, and no manual data entry.

What Is Level III Credit Card Processing—and Why Does It Matter?

Level III credit card processing is the key to unlocking significantly lower interchange rates on commercial, business, fleet, and government card transactions. While consumer cards qualify at a flat rate, commercial cards qualify at one of several interchange tiers—and Level III is the lowest.

To qualify, Visa and Mastercard require additional transaction data (like item description, quantity, tax, etc.). If even one field is missing, the transaction defaults to a higher-cost tier—costing your business up to 1.5% more before your processor even adds their fee.

Why most companies overpay:
Most NetSuite users aren’t configured to submit this enhanced data. Even those who are enabled for Level III often miss savings because the fields aren’t filled in correctly or consistently. Our module solves this 100% automatically.

Benefits of Level III processing in NetSuite:

  • Access lower interchange rates on every eligible B2B transaction

  • Avoid costly downgrades due to missing or incorrect data

  • Improve cash flow and profit margins without changing how you sell

  • Stay compliant with government and large enterprise payment requirements

Level III isn’t just a “nice-to-have” for B2B—it’s one of the biggest hidden levers for improving profit margins, especially on large-ticket transactions.


Request a Free Demo or Statement Review

Want to see what your NetSuite account is leaving on the table? Contact us for a no-obligation review or to schedule a quick demo of our Level III credit card processing integration. 888 790 3450 or info@ revolution-payments.com

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