NetSuite Credit Card Processing
The Revolution Payments NetSuite credit card processing solution helps B2B and government contractors reduce interchange fees and streamline payment operations. The Level 3 integration works behind the scenes to automatically attach enhanced data to eligible transactions — ensuring transactions qualify for the lowest possible rates with no manual entry required.
Why Level 3 Matters in NetSuite Credit Card Processing
The majority of credit card processing fees are determined before a processor ever touches the transaction. When Level 3 data is not submitted correctly, Visa and Mastercard apply higher interchange rates — especially on commercial, fleet, and government card payments. The Revolution Payments NetSuite integration solves this automatically and silently within NetSuite.
As of April 2026, Visa retired the traditional Level 2 program for most commercial card types and replaced it with the Commercial Enhanced Data Program — also called Product 3 or CEDP. Transactions that qualify under CEDP Verified status receive an interchange rate of 1.75% + $0.10. Standard P-Card transactions without enhanced data clear at 2.70% + $0.10 or higher. The Revolution Payments NetSuite integration is configured for the current CEDP program — not the old Level 2 and Level 3 structure that most processors still reference.
Key Features of Revolution Payments’ NetSuite Credit Card Processing Integration
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Automatically detects Level II and Level III eligible transactions
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Auto-populates required data to qualify for the lowest interchange rates
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Marks invoices as “PAID” when transactions are approved
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Secure card storage on a PCI-compliant, off-site server
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Automatically posts payments to Accounts Receivable and General Ledger
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Fully compatible with all current versions of NetSuite
Accepted NetSuite Workflows
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Customer Deposits
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Customer Payments
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Credit Memos
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Customer Refunds
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Cash Sales and Refunds
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Sales Orders
Lower Interchange Fees Without Changing Processors
The NetSuite credit card processing integration reduces fees on commercial, purchase, fleet, and business cards by 30 to 40 percent on eligible transactions. It automatically detects eligible transactions and populates the fields needed to qualify for Visa and Mastercard’s lowest B2B rates. There is no change to existing workflow, no disruption, and no manual data entry required.
What Is Level 3 Credit Card Processing — and Why Does It Matter in NetSuite?
Level 3 credit card processing — now operating under Visa’s Commercial Enhanced Data Program — is the key to unlocking significantly lower interchange rates on commercial, business, fleet, and government card transactions. Consumer cards qualify at a flat rate. Commercial cards qualify at one of several interchange tiers — and the CEDP Verified tier is the lowest available for eligible transactions.
To qualify, Visa and Mastercard require additional transaction data such as item description, quantity, unit of measure, purchase order number, tax amount, and freight amount. If even one required field is missing, the transaction defaults to a higher-cost tier — potentially costing significantly more per transaction before the processor adds any markup.
Why most NetSuite users overpay:
Most NetSuite users are not configured to submit this enhanced data correctly on every transaction. Even those enabled for Level 3 often miss savings because required fields are not populated correctly or consistently. The Revolution Payments NetSuite integration solves this automatically on every eligible transaction.
Benefits of Level III processing in NetSuite:Access lower interchange rates on every eligible B2B transaction
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- Avoid costly downgrades due to missing or incorrect data
- Improve cash flow and profit margins without changing how you sell
- Stay current with Visa’s April 2026 CEDP program requirements
- Support government and large enterprise payment requirements automatically
Level III isn’t just a “nice-to-have” for B2B—it’s one of the biggest hidden levers for improving profit margins, especially on large-ticket transactions.
No Development Required
The Revolution Payments NetSuite credit card processing integration installs without custom development. No coding, no IT resources, no disruption to existing workflows. Setup is straightforward and the integration works within current NetSuite processes from day one.
Secure Card Storage
Card data is stored on a PCI-compliant off-site server — never inside NetSuite. Customers can save payment methods for future invoices, recurring payments, and deposits without exposing sensitive data to the NetSuite environment.
Request a Free Demo or Statement Review
Send a recent processing statement or request a demo of the Revolution Payments NetSuite credit card processing integration. A no-obligation review will show exactly what transactions are currently qualifying at and where interchange savings are available.
888 790 3450 or info@ revolution-payments.com