The Revolution Payments Xero credit card processing plugin allows you to accept payments with Xero accounting software. Accept credit cards, debit cards, and ACH payments on invoices and sales transactions — with payments posting automatically to accounts receivable and the general ledger without manual entry.
How Xero Credit Card Processing Works
The Revolution Payments Xero plugin installs without custom development or IT resources. Once connected, credit card and ACH payments are accepted directly on Xero invoices. Payments are authorized, captured, and reconciled inside Xero automatically — invoices mark as paid, accounts receivable updates, and the general ledger posts without any manual steps.
Customers can pay by credit card, debit card, or ACH bank transfer. Saved payment methods allow returning customers to pay future invoices quickly without re-entering card details.
The Xero credit card processing plugin installs without custom development, coding, or IT resources. Setup is straightforward and the integration works within existing Xero workflows from day one.
What the Xero Credit Card Processing Plugin Supports
Credit Card & Debit Card
Accept all major credit and debit cards — Visa, Mastercard, Discover, and American Express — directly on Xero invoices and sales transactions.
ACH & eCheck
Accept electronic bank transfers alongside credit cards — giving customers flexible payment options for invoices and recurring billing.
Invoice Payment Collection
Send invoices and collect payments directly through Xero. Payments reconcile automatically and invoices mark as paid without manual updates.
Recurring Billing
Support for one-time and recurring payments — including authorize, capture, void, credit, and refund transaction types inside Xero.
Secure Card Storage
Card data is stored on a PCI-compliant off-site server — never inside Xero. Customers can save payment methods for future invoices securely.
Automatic Reconciliation
Payments post automatically to accounts receivable and the general ledger — eliminating manual entry and reducing errors across the billing cycle.
Key Features of Xero Credit Card Processing With Revolution Payments
- No development required — installs without coding or IT resources
- Credit card, debit card, and ACH — all major payment methods in one integration
- Automatic reconciliation — payments post and invoices mark paid without manual entry
- Secure PCI-compliant card storage — tokenization for saved payment methods and recurring billing
- Full transaction type support — authorize, capture, void, credit, and refund inside Xero
- Interchange-plus pricing — transparent pass-through pricing with no bundled or hidden fees
- Month-to-month agreements — no long-term contracts or cancellation fees
- 25+ years of payment processing experience — direct access to people who know the account
- Level 3 credit card processing automation-No manual entry. Save up to 40% on B2B and B2G cards
Additional Xero Credit Card Processing Features
- Sale and Invoice transactions — process both sale and invoice payment types directly inside Xero
- Send invoices and collect payments — send invoices to customers and collect payment without leaving Xero
- Full transaction type support — Authorize, Capture, Void, Credit, and Refund all supported natively
- Reconcile in seconds — payments post automatically and reconcile instantly with no manual steps
- Offline mode — accept credit cards without an internet connection and process transactions later when back online
- Mobile app — reconcile payments, send invoices, and create expense claims from anywhere using the mobile app
Getting Started With Xero Credit Card Processing
Getting set up to accept payments with Xero through Revolution Payments starts with a quick account review — understanding current transaction types, volume, and payment needs. From there the plugin is configured within Xero and tested before going live.
For businesses currently processing through another Xero integration and looking for a simpler setup, better pricing transparency, or improved support — a no-cost statement review will show exactly what is being paid and whether there are opportunities to reduce processing costs.
Send a recent processing statement for a no-obligation review. Revolution Payments will show exactly what transactions are currently costing and whether the current Xero credit card processing setup is working as efficiently as it should be.
Ready to Accept Payments With Xero?
Accept — credit cards, debit cards, and ACH with automatic reconciliation and no development required.
Call 888-790-3450 — Get Started No obligation · No long-term agreements · Revolution Payments