AP Virtual Card Processing — Free Service, Earn Rebates | Revolution Payments

Turn Accounts Payable Into Revenue  Free Service for Our Clients

This is a free service we provide to help you earn money on payments you're already making.
No setup fees. No monthly costs. Just rebates on your accounts payable spend.


The Problem Most Companies Don’t Realize They Have

Accounts Payable is still one of the most manual, expensive, and inefficient parts of most finance departments:

  • Cutting and mailing checks
  • Chasing approvals
  • Re-keying invoices
  • Reconciling payments across systems
  • Dealing with fraud exposure
  • Missing rebates and incentives entirely

Checks, ACH, and wires cost real money — in labor, delays, and risk — but none of that shows up clearly on a P&L.

 

The Hidden Cost Nobody Talks About

When you pay vendors on Net 30 or Net 45 terms, you are financing their receivables at your own cost of capital. If your line of credit costs 8-9%, that financing is costing you real money every year — but it never shows up as a line item.

Here is the math: On $5 million in annual AP spend paid at day 45 instead of day 15, you are carrying approximately $45,000 in unnecessary financing costs annually. Virtual card payments at day 1 or day 15 eliminate that cost and generate rebates on top.

This is not theory. It is cash flow math that most finance teams have never calculated.


What We Provide (At No Cost to You)

As a Revolution Payments client, you get access to a modern AP payment solution that allows you to:

✔ Pay vendors digitally
✔ Eliminate paper checks
✔ Reduce manual AP work
✔ Improve security
✔ Earn rebates on payments you already make

This is a free service we provide to help clients modernize AP and unlock hidden value.


How It Works (Simple Version)

Instead of paying vendors by check or ACH:

  • You pay approved invoices using secure virtual cards
  • Each payment uses a single-use or multi-use virtual card number
  • Payments settle immediately
  • You receive rebates on spend
  • We will make portal payments and phone payments free of charge. No more manual work for your AP department
  • We will monitor your virtual card payments to ensure payments are made on time
  • Reconciliation happens automatically

*No change to how you buy.
*No disruption to operations.
*Just a better way to pay.


Key Benefits

Generate New Revenue

  • Earn rebates on AP spend
  • Turn AP from a cost center into a profit contributor
  • Free ACH payments for vendors who do not accept cards

Improve Efficiency

  • Faster payments
  • Automated reconciliation
  • Less time chasing approvals and fixing errors
  • Let us be an extension of your AP team, making and monitoring payments, to free up valuable time

Reduce Risk

  • Single-use card numbers
  • Spend controls by vendor, amount, and timing
  • Lower fraud exposure than checks or ACH

Strengthen Vendor Relationships

  • Faster, more reliable payments
  • Flexible delivery options vendors already accept

Vendor Enablement — We Handle the Heavy Lifting

This is where most AP initiatives stall. We remove that friction.

We:

  • Run a free vendor analysis reports to identify who already accepts cards and estimate your rebate revenue potential
  • Prioritize high-impact suppliers first
  • Handle vendor outreach and enrollment
  • Re-engage vendors who initially resist
  • Support multiple payment delivery options (email, portals, networks)

You don’t need to chase vendors — we do that for you.


Why This Works So Well

Most vendors already accept cards — they just don’t advertise it.
Most companies are already paying these invoices — just inefficiently.

This simply redirects payments in a smarter way.

Is Virtual Card Payments Worth Exploring?

A few high-level questions help determine whether virtual card payments make sense for your accounts payable process. These don’t require detailed analysis — they simply help identify fit and potential value.

  • How are you paying vendors today?
  • (Check, ACH, credit card, or a mix)
  • Roughly how much do you process in accounts payable each month?
  • Are you looking to improve cash flow, payment controls, or earn rebates on AP payments?
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