BLOG CATEGORY

fraud prevention

Level 3 Credit Card Processing

Level 3 Credit Card Processing My name is Sean Jones; I’ve been in the Merchant Services industry for 20 years. Today I’m sharing a secret most banks would prefer you...
Read More → about Level 3 Credit Card Processing

Level 3 Credit Card Processing

Level 3 Credit Card Processing Business-2-Business and Government transactions fall into one of three interchange categories; Level 1, Level 2 and Level 3. The higher the level the lower the interchange rate....
Read More → about Level 3 Credit Card Processing

Best Practices for Accepting Government Purchase Cards (GPC)

Implement These Best Practices for Accepting Government Purchase Cards (GPC) to keep your business competitive, compliant while controlling your costs. Implemented properly your cost for accepting Business-to-Business (B2B) and Business-to-Government...
Read More → about Best Practices for Accepting Government Purchase Cards (GPC)

How Level 3 Processing Saves You Money

To fully grasp how level 3 processing reduces your processing costs you first need to understand that the bulk of fees you're paying  to accept credit card goes directly back...
Read More → about How Level 3 Processing Saves You Money

Add 1% To Your Profit Margins Without having to Increase your sales volume!

Despite what most have been lead to believe 75%-80% of the fees businesses pay to accept credit cards goes directly to the bank that issued the credit card, and referred...
Read More → about Add 1% To Your Profit Margins Without having to Increase your sales volume!

Identifying GSA SmartPay2 and GSA SmartPay Credit Cards

Identifying a  GSA Smart Pay Purchasing Card Cards may be either a VISA or a MasterCard. Visa cards will begin with 4486, 4614 or 4716. MasterCard cards will begin with...
Read More → about Identifying GSA SmartPay2 and GSA SmartPay Credit Cards

Level 3 Credit Card Processing

Submitting Level 3 line item detail substantially reduces interchange rates on Purchasing, Corporate, Commercial, Fleet, Business (MasterCard) and Government credit cards. Processing Level 3 data requires more sophisticated payment technology able...
Read More → about Level 3 Credit Card Processing

Capturing Level II and III data if you accept commercial cards

Commercial, purchasing and business cards are used like personal credit cards, however they offer employers enhanced reporting and valuable features and capabilities.  These cards carry higher interchange rates, however many...
Read More → about Capturing Level II and III data if you accept commercial cards

Level 3 Processing with QuickBooks

Government vendors and contractors using QuickBooks can now process level 3 data  and receive the reduced interchange rates. The difference of processing level 3 detail vs. not can be as...
Read More → about Level 3 Processing with QuickBooks